:root{--b:#0b2a5b;--b2:#123e82;--o:#f28c28;--g:#f5b942;--t:#1d2433;--l:#f5f7fb}
*{box-sizing:border-box}body{margin:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--t);line-height:1.6}
a{color:var(--b2)}.w{max-width:1100px;margin:auto;padding:0 20px}
header{background:var(--b);position:sticky;top:0;z-index:9}header .w{display:flex;align-items:center;justify-content:space-between;height:68px}
.logo{display:flex;gap:10px;align-items:center;color:#fff;text-decoration:none;font-weight:800;font-size:1.3rem;letter-spacing:2px}
nav a{color:#fff;text-decoration:none;margin-left:18px;font-weight:500}nav a:hover{color:var(--g)}
#m{display:none}label.mb{display:none;color:#fff;font-size:1.6rem;cursor:pointer}
@media(max-width:720px){label.mb{display:block}nav{display:none;position:absolute;top:68px;left:0;right:0;background:var(--b);padding:10px 20px}nav a{display:block;margin:10px 0}#m:checked~nav{display:block}}
.hero{background:linear-gradient(160deg,var(--b) 0%,var(--b2) 55%,#c8611c 100%);color:#fff;padding:90px 0 110px;position:relative;overflow:hidden}
.hero h1{font-size:clamp(2rem,5vw,3.2rem);margin:0 0 12px;line-height:1.15}.hero p{font-size:1.15rem;max-width:620px;opacity:.92}
.tag{color:var(--g);font-weight:700;letter-spacing:3px;text-transform:uppercase;font-size:.85rem}
.sun{position:absolute;right:-80px;bottom:-140px;width:420px;opacity:.35}
.btn{display:inline-block;background:var(--o);color:#fff;padding:13px 26px;border-radius:6px;text-decoration:none;font-weight:700;margin:8px 10px 0 0;border:0;cursor:pointer;font-size:1rem}.btn.o{background:transparent;border:2px solid #fff}
section{padding:70px 0}.alt{background:var(--l)}h2{color:var(--b);font-size:2rem;margin-top:0}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:22px}
.card{background:#fff;border-radius:10px;padding:26px;box-shadow:0 4px 18px rgba(11,42,91,.08);border-top:4px solid var(--o)}.card h3{margin:.4rem 0;color:var(--b)}
.ic{width:44px;height:44px}.cta{background:var(--b);color:#fff;text-align:center}.cta h2{color:#fff}
footer{background:#071c3d;color:#cfd8ea;padding:34px 0;font-size:.95rem}footer a{color:var(--g)}
form{display:grid;gap:14px;max-width:560px}input,textarea,select{padding:12px;border:1px solid #c9d2e3;border-radius:6px;font:inherit}
.page-h{background:linear-gradient(135deg,var(--b),var(--b2));color:#fff;padding:60px 0}.page-h h1{margin:0}

.lm{background:#fff;border-radius:8px;padding:3px 6px;display:inline-flex}.lm img{height:42px;width:auto;display:block}.fl{display:inline-block;background:#fff;border-radius:10px;padding:8px 14px;margin-bottom:10px}.fl img{height:90px;width:auto;display:block}@media(max-width:720px){.lm img{height:34px}.fl img{height:70px}}